Why do people often prefer to take out a loan at a pawn shop instead of going to a bank? The main advantage of pawn lending is the simplicity and speed of its processing, as well as the minimal percentage of refusals. The latter is especially important when the solution to monetary problems cannot be postponed.
In the bank, as a rule, they will be asked to present a package of documents, including a certificate of income and information about relatives. And in order to get a loan at a pawnshop, it is enough to have any identity document and the object of the pledge.
How do the pawnshops of the "Skarbnytsia" network work?
Today, more than 400 pawn shops are open throughout Ukraine, some of which work around the clock. All employees of the "Skarbnytsia" network undergo special training at the Training Center and regularly improve their qualifications as in-demand specialists.
The client can choose the nearest pawn shop with the help of an interactive map on the site, as well as use the advanced search by entering key requests (services, subject of pledge, round-the-clock working hours).
What can be the subject of the pledge?
You can get "Treasury" in pawn shops bail money:
- products made of precious metals (silver, gold, platinum);
- diamonds;
- techniques (electronics, household and computer equipment);
- hours;
- antiques
Didn't find the required collateral item in the list? Then we recommend using the services of Promlombard from the "Skarbnytsia" network, where they accept:
- plumbing;
- recreation goods;
- large household appliances;
- furniture;
- construction materials, tools and equipment;
- small-sized transport;
- climatic equipment and lighting items;
- garden inventory and agricultural goods.
In addition, in Promlombard it is possible to pledge or sell large batches of industrial goods.
How to issue a collateral loan?
- In order to receive money as collateral, it is necessary:
- Visit the pawn shop with your passport and collateral.
- Get an expert assessment of the subject from a specialist.
- Agree the terms of the loan with the department employee.
- Sign an agreement on a loan secured by property.
- Receive payment in cash or to a bank card.
The whole procedure takes no more than 5 minutes, and if you want to save even more time, you can apply for an online assessment of the item in advance. The assessment expert will study the information provided and call you back for further cooperation.