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Sometimes a small amount of money is required to solve a financial problem, but it is not always possible to borrow it from friends and relatives. Banks also issue small loans without much desire. In this case, you can use the services of a microfinance organization that issues money for cash expenses.
It is worth noting the peculiarities of such lending. The loan amount is limited and does not exceed 50 thousand. UAH In fact, it is equal to the sum of the client's monthly salary.
Microloan has a limited credit term, which varies from one day to 30 days. As a rule the most new microloans of Ukraine differ in an acceptable interest rate. Interest is charged not for the entire period of using borrowed money, but for each day. As a result, an impressive overpayment on a microloan is obtained.
All the features noted above are specified in the contract, which is signed by the representative of the microfinance organization and its client. Before signing this document, it should be read carefully, then the consequences of the contract will not be an unpleasant surprise for the borrower.
A microloan also has its advantages. They are associated with the possibility of quickly receiving a small amount of money. The application is considered within 15-20 minutes, the decision to issue a loan is most often positive.
Obtaining a microloan does not require the provision of a large number of certificates and documents, which are necessary for issuing a bank loan. The client must have only one document certifying his identity. Most often, it is a passport.
A microfinance organization does not require a report on the purpose of using the money issued by it. She is only interested in their timely return along with accrued interest. Premature repayment of the loan is allowed, which is beneficial for the client of the organization. In this case, the overpayment on the loan will be small.
You can get a microloan at the company's office. The best solution will be the use of modern communication links, that is, the Internet. In this case, it is possible to monitor the proposals of several microfinance organizations and select the most profitable of them. You can apply for a microloan online.
The borrower can count on a lower interest rate if he chooses the non-cash settlement option, in which the money will be transferred to his card.
