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There are microcredit (MKK) and microfinance (MFI) companies that issue loans at interest to both new and regular clients. Most of the creditors hold promotions in order to attract new users. One of the most popular is issuing the first loan at 0%. Let's consider which credit companies in Russia are the most profitable to take loans and what is necessary for this, or simply go to https://zmmt.ru/ where all the best MFIs are gathered in one place.
MFI E-loan
Gives out loans to new clients at 0%. But you can take such a loan only once, then the lending rate will be up to 2,17%, depending on the loan amount and term.
MFI Vyvus
It also offers new customers zero interest on the first loan. Further lending will be up to 2,17%.
Zimer
Here you can get up to 30 thousand rubles in automatic mode at 0,63-2,17% per day.
Ekapusta
The first loan here is free. The loan term cannot exceed 21 days, and the loan amount is up to 30 rubles.
One Click Money
If you take 10 thousand rubles here for 3 weeks, you will have to return 14,46 thousand rubles.
Honestly
Gives out small loans (up to 10 thousand rubles) for a period of up to 15 days. The first loan is also at 0%.
Urgent money
It issues loans at 2,23% per day. This is still the most unprofitable option.
Turbo loan
Gives out loans at a sufficiently high interest rate. For example, if you take 15 thousand rubles for 1 month, then by the time you return, your amount will grow to 25 thousand rubles!
Payment
If you take 15 thousand for 30 days, you will also have to return about 25 thousand, which is quite a lot.
Zaimon
If you take 15 thousand for 30 days, the return will be slightly more than 22 thousand rubles.
Lime
The interest rate is 1,87% per day.
web banker
The interest rate is up to 0,9% per day, which is one of the most favorable offers.
There are still many MFIs that issue loans at high or low interest rates. But why then do many borrow from microcredit organizations that issue loans at high interest rates, because it is more profitable to borrow from those whose interest rates are much lower. The fact is that different lenders have different requirements for borrowers. If some turn a blind eye to a bad credit history (credit history), others will refuse to issue a loan to its owner. Also, in some MFIs, insurance is additionally imposed, which also comes out to the borrower in a round sum. Therefore, before choosing a credit company, it is necessary to read its terms and conditions and compare its offer with other MFIs.
