Which acquisition to choose for an online store

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Today, buyers rarely take out cash, and online shopping has long become a routine. A question for online store owners: is your site ready for quick and convenient payment?

If not, it's time to understand Internet acquiring. This is a system that allows you to accept non-cash payments directly on the site. But what acquiring method to choose for an online store, what commissions, conditions and nuances should be taken into account? Let's figure it out!

What is Internet acquiring

Internet acquiring is an online version of acquiring. Instead of a terminal, there is a payment form on the website or in the mobile application. The client does not need to attach anything - he simply enters the card data and pays for the purchase in a few seconds.

If you have an online store, you don't need a POS terminal, but online acquiring is a must have. It allows you to instantly receive payment from clients and automate the purchase process.

For example, LiqPay from PrivatBank is one of the most popular solutions in Ukraine, which is used by thousands of online stores, services and online platforms. Let's find out what makes him so good.

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What is LiqPay and how does it work?

LiqPay is a payment system from PrivatBank that allows you to accept online payments by cards, Apple Pay, Google Pay and other methods. It works both on websites and in mobile applications.

How it looks to the client:

  1. he chooses a product or service in your online store;
  2. clicks the "Pay" button;
  3. enters card data or selects payment via Apple Pay/Google Pay;
  4. done! The money has been debited, the order has been placed.

And for the business owner, this is a stable and safe way to accept payments with minimal fees and without headaches.

LiqPay from PrivatBank offers transparent tariffs. The general tariff is 1,5% for all card payments. For businesses with special conditions, an individual tariff is possible if your category implies a lower interest rate or if the acquisition turnover exceeds UAH 300 per month.

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How to connect LiqPay

Here is a step-by-step algorithm that even someone who has never set up payment systems can handle:

  1. register - create an account in LiqPay and activate it;
  2. set up payment - choose which methods will be available to customers (cards, Apple Pay, Google Pay, etc.);
  3. design of the registration page - you can choose the style of the payment form so that it harmoniously fits into your site;
  4. We add a payment button - we place it on the site or we send a payment link to clients.

How to simplify fiscalization with PrivatBank

And now the question that worries many entrepreneurs: Is an online cash register necessary for Internet acquiring?, that is, if I accept payment online?

In Ukraine, when selling goods and services through online stores, payment fiscalization is required. This means that every purchase must be recorded in the tax register. This is where the online cash register or Programmatic PRO (PRRO) comes to the rescue.

If you use LiqPay internet acquisition from PrivatBank, you can connect the online cash register in just a few clicks through PRRO "Cashier" - a free solution for automatic fiscalization of payments.

All you need:

  1. connect LiqPay Internet acquiring;
  2. create a SmartID key - this is a protected electronic signature that ensures fiscal security;
  3. connect the "Cashier" service through "Privat24 for business" in your personal account;
  4. set up integration with the fiscal system.

Now you know which acquiring method to choose for an online store. LiqPay from PrivatBank allows you to accept payments quickly, safely and conveniently, and simple integration and transparent conditions make it an excellent choice for online business. Connect and accept payment without any complications!