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This is the most popular type of banking services among the population. Be that as it may, we are all consumers, and from time to time we need to buy cars, household appliances, and, finally, vacation trips or expensive medical treatment.
Banks and various financial organizations, among which creamcredit.lv is one of the first places, are happy to provide us with such an opportunity by issuing loans in cash or goods. But choosing the right and not too burdensome loan is quite difficult.
Basically, the terms of granting loans differ only in the set of documents provided. The average bank interest rate is quite high. But you can try to reduce the financial burden on your budget by contacting https://www.creamcredit.lv/ru and concluded a really beneficial loan agreement.
When preparing to purchase goods on credit, familiarize yourself with the offers of different outlets. Some of them conclude an agreement with the bank and interest on the loan is already included in the price of the product. In this case, with the help of websites and online stores, find the right product and choose the best price. All that remains is to visit the selected store and, after signing the contract, pick up the product you like. To apply for a loan, you will need a citizen's passport with registration in this region and an additional document (SNILS, driver's license, pension certificate).
When concluding a credit agreement, pay special attention to the bank's camouflaged offer to insure goods, a contract, or health. This service is not bad, but most often, it is completely unnecessary. The conclusion of such contracts is beneficial for the bank and the employee who persuaded the consumer to sign this insurance. Hints that the bank can refuse to receive a loan in case of refusal of such a service are baseless and illegal. The Consumer Credit Law clearly states that one service cannot be conditioned on receiving another. The bank, of course, can refuse to receive a loan, but it will happen for a completely different reason.
Cash loan
Obtaining a consumer loan from creamcredit.lv in cash requires a visit to the office or an application via the Internet. The organization puts forward its own requirements when providing this service. Most often, this is an age restriction from 21 to 70 years old, citizenship, registration and official employment.
To find out the specific conditions for obtaining a loan and the necessary set of documents, it is not necessary to visit the office. It is enough to leave an application at creamcredit.lv online or by phone. The operators will definitely call back and inform about the available offers and the possibility of loan approval.
Important to remember.
Do not put yourself in the position of a beggar. It is beneficial for the organization to issue a loan to the consumer. Eto ego employees must persuade the borrower to take a loan on those or other conditions. And the borrower has the right to choose what he needs and refuse the rest.
