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Simple steps to understanding your financial behavior.
There is an easy way to examine your relationship with money. Ukr.Media informs its "money program", figuratively speaking.
You need to buy something, sell something and save something.
This is where the interesting things begin. You will probably buy something. Go to a store or buy online. This is an easy task. A little advice - do it with pleasure and awareness.
What exactly are you buying? What is the noble purpose of the purchase, its benefit for you? Or for another if you are buying for someone? How much joy did the purchase bring? Have you spent money only on necessities because you are used to buying only necessities?
First, think. Second, listen to your feelings.
If there is pleasure, benefit, joy - you spent money, got a thing plus positive energy in return. They fueled themselves with emotions. It's profitable! Everything is fine.
But many people cannot sell. And they don't even try. And they wave their hands, with strange coquetry they say: "I don't know how to sell! I'm a bad seller!".
We live in a capitalist society. And the ability to sell one's work determines our financial situation. Work is our work, services, property. He who doesn't want to can't sell. Who secretly believes that it is higher than this. Traders are trading!
And timid people are afraid to sell. They can say bad things, report... Not much! But you have to try. Didn't you play shop when you were a kid? If you feel discomfort, anxiety, tension when thinking about selling, you have caught a problem in your "money program". You don't know how to sell your work. And you are paid according to the principle: "no matter how bad you are!". And not a pity about the little things...
And if you have to sell the apartment? To buy a bigger one. Or a car? To buy a better one? You see, you have to learn to sell. There is nothing shameful or terrible about it.
You can play in the store symbolically. Sell a candy to a man for a coin. For example. Or play with your child in the store. This also counts. Game training skills.
Well, saving and saving is more difficult. It turns out that many people only think that they are saving. One woman saved like this: she bought four packs of stale and tasteless sausages on sale. Very cheap! It is impossible to eat...
It was a loss-making economy. This woman did not keep the money, she understood the problem herself. She lost in a paradoxical way exactly where she tried to save and win.
She invested money in dubious banks, for example. In financial pyramids. Or gave a loan at interest. Then she did not receive any money or interest. I bought an inexpensive house outside the city, and the foundation of the house turned out to be rotten...
Or we once got on the bus to save on a taxi. And what? Bus tickets cost 30 hryvnias. There were three of us. And the taxi ride cost 100 hryvnias for everyone. It's just that we didn't know the price for a taxi. And for the bus ride.
As a result, we saved 10 hryvnias. We lost 40 minutes, the road was blocked and the bus took a detour. They rode standing...
Conclusion: first you need to find out the details. And don't get carried away with petty savings. Time and comfort are part of our life. This is also money!
These are simple tasks. Try playing this game. She teaches a lot. And it helps to establish a relationship with money by understanding yourself.
