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When receiving money in debt from the MFI of Kazakhstan, users go through several mandatory stages of verification. They allow the creditor to evaluate the potential client. Each company has its own methods, but not a small number resort precisely to calls after receiving the questionnaire. Not all citizens like this policy for many reasons. But this is not a reason to forget about turning to the MFI. The flexibility of the conditions of issuance allows you to choose a loan on the card without calling the operator in a few seconds.
Where can I find a loan without calling in Kazakhstan?
Indeed, the question is very relevant. Because microcredit companies do not always provide such information on their websites in the first place. Therefore, a novice user may simply not understand whether he is waiting for a return call or not.
Companies with round-the-clock delivery often do not make calls. Such organizations outsource the evaluation process to automated scoring systems. And they do not need to communicate with the client to give an accurate answer.
However, there is a modern, simple and convenient solution for people today. It is enough to turn to professionals in the field - the aggregator site Nacredit.KZ. Here loan without calling the operator you can get it from dozens of leading companies in the country. The large selection offered allows the client to choose favorable loan terms and immediately submit an application in two clicks.
- Cooperation with the aggregator is safe. Only licensed companies approved by the state regulator.
- Visiting the site is an opportunity to get comprehensive up-to-date information with real limits, terms, interest rates.
- The site will help you find a suitable online loan without checks for young and elderly borrowers, people with bad credit, informal employment, etc.
And the most important thing is that you can use the site to select online loans absolutely free of charge and without registration.
Why do companies make control calls at all?
A call to a potential client is a certain stage of verification, indicating that the MFI is not dealing with a fraudster, but with a real person. The conversation itself does not look like an interrogation and does not require special knowledge from the borrower. Often the operator asks to repeat the passport data just entered, to answer several questions regarding the source and amount of earnings. That is, an honest citizen will not experience any inconvenience during the conversation. It is important not to put away the passport and TIN, which may be needed in the dialogue with the MFI employee.
A number of companies, which are aimed at fast and round-the-clock issuance of credit without calls and refusals, understand that conversations cannot serve as a source of additional information. Because:
- it is necessary to optimize the terms of delivery and to act faster, and it will take a lot of time to call back;
- you will have to disturb people at a late hour if the application is submitted in the evening or at night.
In addition, it forces to expand the staff to fill the office with round-the-clock operators. Such additional expenses of the MFI are not necessary. Especially since checking calls is already a worthy alternative today.
Please note that MFIs that do not usually make calls may sometimes call back. This happens only during working hours and only for one reason - the application contains incorrect or incomplete data that caused a question. Therefore, it is worth filling out the application correctly.
How do MFIs verify their borrowers without calling?
To check borrowers, companies resort to using robotic systems. The latter are connected to dozens of databases and can quickly find the necessary information about a person. With the help of scoring automation, it was possible to reduce the delivery time, save on staff and give customers more favorable conditions without alarm calls.
