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Obtaining travel insurance is an integral part of traveling abroad or to other regions of Russia. The policy that can be issued online today at the EKTA company is a guarantee that in the event of an emergency, the tourist will receive medical or social assistance.
Do you need travel insurance when traveling abroad?
If you are planning a trip to a country where a visa is required, online travel insurance (Ukraine) this is a necessary process, because this document is required when issuing a permit to enter the visa country.
If a trip to a country that does not require a visa is planned, many tourists refuse to take out insurance. This is not recommended, since in case of problems, the tourist will not receive help and will have to pay for everything out of his own pocket.
Types and features of travel insurance
Insurance in case of loss of luggage. The most popular among tourists. Its cost is small, it is paid in case of loss, damage, or delay of items. Payments are partial or full, depending on the policy. Each insurance organization has different conditions for payments, so when signing a contract, see what things can be insured and insurance situations.
Travel insurance. There are cases when the planned trip is postponed or canceled. Reasons can be different: illness, not being able to work, travel operator rescheduling the flight due to bad weather. Finances can be returned if this insurance has been issued. It covers money spent on tours, excursions, hotel reservations, ticket prices, and more.
Medical insurance is desirable for everyone, even if the trip will be to a visa-free country. When signing the contract, indicate potential emergencies on vacation. For example, if you are planning a vacation in the mountains, then choose insurance that provides compensation in case of a fracture or other injury. If you are going on vacation on a tropical island, you must insure yourself against the bites of poisonous insects, snakes, and food poisoning.
How to use travel insurance abroad?
If an unpleasant situation happens abroad, you should immediately notify the insurance company. The phone number will be specified in the insurance contract. If the situation is dangerous, the manager will tell you what to do next. He will provide the phone number of the hospital, where he will turn or call himself. Then you will be taken to the hospital or you will get there on your own, it depends on the situation. In many cases, the bill is billed immediately to the insurance company. Situations are possible when the tourist pays himself, and upon arrival at the family, the insurance company returns the money.
