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Money is always needed. What to do if colleagues, friends and acquaintances do not work, there are still a lot of days until the salary, and the last emaciated mouse hanged in the refrigerator? There are several options - find a part-time job, put your teeth on the shelf, or use the currently fashionable "money to payday" service. Why is she so popular?
The point is that the MFI does not ask unnecessary questions, quickly approves the application and issues it quick loan. Of course, rejections are possible, but their percentage is minimal. Moreover, funds can be received in different ways - to a bank account, to a card, to an electronic wallet. Moreover, without even leaving the house.
As for the obtaining algorithm, it does not differ. All that is required from a person wishing to receive funds is to fill out an application form, the names of guarantors, and an original passport. As a rule, the set of requirements is minimal. Funds can be received by any citizen who is already 18 years old.
Currently, more and more MFIs are switching to online activity. First, there is no need to spend money on premises, consumables and salaries of employees. But this is also the convenience of customers. After all, they don't have to go anywhere.
To issue a microloan, you need:
1. Complete a simple registration on the company's website. Access to the personal account will be opened;
2. Fill out the questionnaire using valid data;
3. Choose the term of credit, the amount and the most convenient way to get a loan;
4. Receive an SMS with a solution;
5. Get money
In general, you can count on a sum of no more than 10000 rubles. Especially when it comes to a beginner. The deadline will fluctuate around a month. But if you pay the loan on time and apply more often, you can count on an increase in numbers. You can get your funds both to all existing electronic wallets, and using payment systems, or to a bank account.
For lovers of "old-fashioned" payments, the possibility of receiving cash in the office is available, but again... if the company has it. Many documents will not be required: often only a passport. However, the application must include the place of residence and address of permanent residence, data on driver's license and car (if any), home phone number, contacts of relatives and friends, marital status and place of employment.
Of course, you can leave some fields blank - however, MFIs insist on extreme honesty. Often, a positive decision depends on it. In some cases, you will need to send your photo and passport cover.
